Dental Of America - Family Dental InsuranceThe American dental insurance plans are based upon the zip code and their availability. If we are unable to offer a dental insurance plan, we will provide a alternative dental plan, if available, and clearly state it. Please be sure to contact the plan dental office to confirm they are accepting new patients and they are accepting the dental plan you have selected. If you have any dental insurance plan questions please feel free to contact our office during regular business hours. You will find our licensed insurance agents ready to assist you. Extension of eligibility may be
made up to the age of 23 years for unmarried children who are principally
dependent upon the subscriber and are registered students in regular, full-time
attendance at an accredited school, college, or university (subscriber will be
required to submit evidence of full-time status).
There
are no deductibles and no yearly limits on services, and there are no claim
forms to fill out. The dentists must meet the Plan's standard of quality and
service. All have agreed to provide dental care at a low cost available only to
its members. There is no waiting period for your dental services to begin,
pre-existing dental conditions are covered. A reminder your application must be
received by the company on or before the last day of the month prior to the
following month's coverage effective date. Not all general dentists are capable of performing each of the services listed herein and, based upon the Member’s condition, certain procedures may not be within the scope of practice or ability of a general dentist. In such cases, the general dentist will refer the Member to a California Dental Network participating dental specialist, who will give the Member a 30% discount from their regular fees during the first year of enrollment, and a 50% discount thereafter, for up to $1,000 in services per year. The ratio of premium costs to health services paid, for plan contracts with individuals and groups of 25 or fewer members, during the preceding fiscal year was 0%. * UCR means the dentist’s or specialist’s Usual, Customary & Reasonable fees. # Member is responsible for the payment shown plus the actual lab cost of gold. Orthodontists may charge Members additional fees for costs of cases over 24 months, based on the differences in UCR fees for the needed treatment periods less the UCR fees for a 24-month treatment period. |